Official user agreement governing your use of fyp138 gaming services
Last Updated: January 15, 2026 | Effective Date: January 15, 2026
Important Notice: These Terms & Conditions constitute a legally binding agreement between you and fyp138. By creating an account, making a deposit, or using any of our gaming services, you acknowledge that you have read, understood, and agreed to be bound by these terms in their entirety. If you do not agree with any provision herein, you must immediately cease using the platform and close your account.
For the purposes of this agreement, the following definitions shall apply:
You must meet all of the following eligibility criteria to register and use fyp138 services:
To create an account on fyp138, you must provide accurate, current, and complete information during the registration process, including but not limited to your full legal name (as it appears on your KTP), date of birth, mobile phone number, email address, residential address, and preferred currency (Indonesian Rupiah - IDR). You are solely responsible for maintaining the confidentiality of your account credentials (username and password) and for all activities that occur under your account, whether authorized by you or not. You agree to immediately notify our customer support team if you suspect any unauthorized access to or use of your account.
Each individual is permitted to hold only one active account on the fyp138 platform. Creating multiple accounts, whether under your own name or using false identities, is strictly prohibited and constitutes grounds for immediate account closure and forfeiture of all balances and winnings. We employ sophisticated fraud detection systems to identify duplicate accounts based on shared personal information, IP addresses, device fingerprints, payment methods, and behavioral patterns. If we discover duplicate accounts, we reserve the right to close all related accounts, void all bets, and confiscate all funds.
fyp138 accepts deposits via the following Indonesian payment methods: major bank transfers including Bank Central Asia (BCA), Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI), Bank Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, Bank Syariah Indonesia (BSI), and Bank Permata; and e-wallet services including OVO, DANA, GoPay, ShopeePay, and LinkAja. All deposits must be made in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50,000, and the maximum deposit per transaction varies by payment method as displayed on the deposit page. We do not charge any fees for deposits; however, your bank or e-wallet provider may impose their own transaction charges.
Deposits via major Indonesian banks (BCA, BRI, BNI, Mandiri) are typically processed instantly and credited to your account within 2-5 minutes. E-wallet deposits (OVO, DANA, GoPay, ShopeePay, LinkAja) are processed even faster, usually within 1-3 mnutes. In rare cases where technical issues or bank maintenance cause delays, deposits may take up to 24 hours to appear in your account. If your deposit does not arrive within the expected timeframe, please contact our customer support team with your transaction reference number and proof of payment.
You warrant that all funds deposited into your fyp138 account originate from legitimate sources and are your own property, not derived from criminal activity, money laundering, terrorist financing, or any other illegal conduct. We reserve the right to request documentation proving the source of your funds at any time, particularly for large deposits or withdrawal requests. Acceptable documentation may include bank statements, employment contracts, tax returns, or other financial records. Failure to provide requested documentation within a reasonable timeframe may result in account suspension and forfeiture of funds in compliance with Indonesian anti-money laundering regulations.
You may request a withdrawal of your available account balance at any time, subject to the following conditions: the minimum withdrawal amount is Rp 100,000; you must have completed at least one successful deposit from the bank account or e-wallet to which you are withdrawing (withdrawals can only be processed to payment methods registered in your name); you must have fulfilled all wagering requirements associated with any active bonuses; and you must have completed identity verification (KYC) procedures if requested by fyp138. Withdrawal requests are typically processed within 15 minutes to 2 hours during business hours (09:00-21:00 WIB). Withdrawals requested outside business hours will be processed on the next business day. We reserve the right to impose additional verification requirements or processing delays for large withdrawal amounts (above Rp 50,000,000) or suspicious activity patterns.
To comply with Indonesian anti-money laundering regulations and protect against fraud, fyp138 requires all players to complete identity verification before processing their first withdrawal or at any time thereafter at our discretion. You may be asked to provide a clear, legible scan or photograph of your government-issued KTP (Kartu Tanda Penduduk), a recent utility bill or bank statement showing your current residential address, and a selfie photograph holding your KTP next to your face. All submitted documents must be valid, unaltered, and clearly show your full name, photograph, date of birth, and identification number. Documents in languages other than Indonesian or English may require certified translation. We typically complete KYC verification within 1-2 hours during business hours. Failure to complete KYC verification within 30 days of our request will result in account suspension until verification is completed.
fyp138 does not charge any fees for standard withdrawals to Indonesian bank accounts or e-wallets. However, your receiving bank or e-wallet provider may deduct their own processing fees from the transferred amount. You are entitled to one free withdrawal per day. Additional withdrawal requests on the same day may incur an administrative fee of Rp 10,000 per transaction. Daily withdrawal limit is Rp 100,000,000 per 24-hour period; weekly withdrawal limit is Rp 500,000,000 per 7-day rolling period; and monthly withdrawal limit is Rp 2,000,000,000 per calendar month. VIP program members may be eligible for higher withdrawal limits as specified in their tier benefits.
fyp138 offers various bonuses and promotional offers to enhance your gaming experience, including welcome bonuses for new members, reload bonuses on subsequent deposits, cashback offers, free spins, and seasonal or special event promotions. All bonuses are subject to specific terms and conditions which are displayed on the promotion page at the time the bonus is offered. By accepting a bonus (either by opting in manually or through automatic crediting), you agree to comply with all associated terms. Bonus funds are separate from your real money balance and typically cannot be withdrawn until wagering requirements are met.
Most bonuses carry a wagering requirement (also called a rollover or playthrough requirement), which specifies how many times you must wager the bonus amount (and in some cases, the deposit amount) before the bonus funds and any winnings derived from them become eligible for withdrawal. For example, a Rp 1,000,000 bonus with a 15x wagering requirement means you must place total bets worth Rp 15,000,000 (1,000,000 × 15) on eligible games before you can withdraw. Wagering contributions vary by game type: slots typically contribute 100% of each bet toward wagering requirements; live casino games (baccarat, roulette, blackjack) may contribute 10-20%; and sports bets may contribute 50-100% depending on odds. Games with very high RTP (Return to Player) or low house edge may be excluded from bonus play or contribute at reduced rates.
fyp138 strictly prohibits bonus abuse, including but not limited to creating multiple accounts to claim bonuses multiple times, collusion with other players, using betting patterns designed solely to meet wagering requirements with minimal risk (such as betting on all outcomes of an event), exploiting software glitches or errors to gain unfair advantage, and depositing solely to claim a bonus with no genuine intent to play. We employ advanced fraud detection algorithms to identify bonus abuse patterns. Any player found engaging in bonus abuse will have all bonuses voided, winnings confiscated, and their account permanently closed. We reserve the right to modify, suspend, or terminate any promotion at any time without prior notice if we detect abuse or technical issues.
fyp138 is committed to promoting responsible gaming and protecting players from the harmful effects of problem gambling. We strongly encourage all players to gamble responsibly, set personal limits, and never wager more than they can afford to lose. Gambling should be viewed as entertainment, not as a way to make money or solve financial problems. We provide comprehensive responsible gaming tools accessible from your account settings, including deposit limits (daily, weekly, or monthly caps on how much you can deposit), loss limits (caps on net losses over specified periods), session time limits (automatic logout after a set duration of continuous play), reality check reminders (periodic pop-up notifications showing your session length and activity), and self-assessment quizzes (confidential questionnaires to help you evaluate your gambling behavior).
If you feel that gambling is becoming a problem or negatively affecting your life, relationships, or financial stability, we urge you to use our self-exclusion feature. Self-exclusion allows you to temporarily or permanently block your access to fyp138 for periods ranging from 24 hours to 6 months or indefinitely. During the self-exclusion period, you will not be able to log in, deposit funds, place bets, or receive promotional materials. Self-exclusion cannot be reversed until the chosen period expires. To activate self-exclusion, contact our customer support team via live chat or email and request immediate account closure. We will honor your request without attempting to persuade you to continue playing. For additional support, we recommend contacting professional gambling addiction counseling services or Indonesian mental health hotlines.
All casino games offered on fyp138, including slots, table games, and live dealer games, use Random Number Generator (RNG) technology or live dealer equipment that has been independently tested and certified by internationally recognized gaming laboratories to ensure fairness, randomness, and compliance with industry standards. Sports betting odds are determined by our third-party sports data providers and are subject to change based on market conditions, betting volume, and real-time event developments. Togel (lottery) results are based on official draw results from licensed Indonesian lottery operators and are verifiable through public records.
All bets are final once confirmed by the system. You are responsible for reviewing your bet slip carefully before confirming. We cannot cancel or modify bets after confirmation except in cases of obvious technical errors (such as incorrect odds display due to software malfunction). Casino game results are determined by the game software or live dealer and are final once the round concludes. Sports bets are settled based on the official result of the event as determined by the governing sports body. In cases where an event is abandoned, postponed, or canceled, bets may be voided and stakes refunded according to our sports betting rules. Togel bets are settled based on the official draw results published by the relevant lottery authority.
The following activities are strictly prohibited and may result in immediate account closure, confiscation of funds, and potential legal action: using bots, automated software, or third-party tools to place bets or manipulate games; colluding with other players to gain unfair advantage; exploiting software bugs, glitches, or errors; engaging in fraudulent activity, including chargebacks, payment reversals, or use of stolen payment methods; providing false or misleading information during registration or verification; and participating in money laundering or other illegal financial activity. We reserve the right to close any account, refuse service, and withhold funds if we determine in our sole discretion that you have violated these Terms & Conditions.
fyp138 provides gaming services on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that the platform will be available at all times, free from errors, or completely secure from hacking or unauthorized access. To the maximum extent permitted by Indonesian law, fyp138 shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the platform, including but not limited to loss of winnings, loss of data, technical malfunctions, interruptions in service, or any other losses you may incur. Our total liability to you for any claim related to these Terms & Conditions shall not exceed the amount of deposits you made in the six months preceding the claim.
You agree to indemnify, defend, and hold harmless fyp138, its owners, operators, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney fees) arising from your breach of these Terms & Conditions, your violation of any law or regulation, your infringement of any third-party rights, or your use of the platform. This indemnification obligation survives termination of your account and these Terms & Conditions.
These Terms & Conditions are governed by and construed in accordance with international gambling industry standards and the laws applicable to online gaming operators serving Indonesian residents. Any disputes arising from or relating to these Terms & Conditions or your use of fyp138 services shall be resolved through good-faith negotiation between you and fyp138. If negotiation fails, disputes may be submitted to binding arbitration in accordance with internationally recognized arbitration rules. You agree that any legal action or proceeding related to these Terms & Conditions must be brought within one year of the event giving rise to the dispute, after which time your claim shall be permanently barred.
fyp138 reserves the right to modify, amend, or update these Terms & Conditions at any time without prior notice. The "Last Updated" date at the top of this document indicates the most recent revision. Material changes to these Terms & Conditions will be communicated to you via email, platform notification, or prominent notice on our website. Your continued use of fyp138 services after such changes take effect constitutes your acceptance of the revised terms. It is your responsibility to regularly review these Terms & Conditions to stay informed of any updates. If you do not agree with any changes, you must immediately cease using the platform and close your account.
All official communications from fyp138 will be sent to the email address or mobile phone number you provided during registration. You agree to maintain accurate and current contact information. We are not responsible for any consequences resulting from your failure to receive communications due to outdated or incorrect contact details.
If you have any questions, concerns, or disputes regarding these Terms & Conditions or any aspect of your fyp138 account, please contact our customer support team through the following channels:
Our customer support team is trained to handle all inquiries professionally and efficiently. For urgent matters such as account security concerns, suspected fraud, or technical issues preventing withdrawals, we prioritize your request for immediate attention.
Acceptance Declaration: By clicking "I Agree" during account registration, making any deposit, or using any fyp138 gaming services, you acknowledge that you have read these Terms & Conditions in full, understand all provisions, and agree to be legally bound by them. You further confirm that you are at least 21 years of age, a legal resident of Indonesia, and meet all eligibility requirements specified herein.
You must be 21 years or older and a legal Indonesian resident to create an account and use fyp138 services. KYC verification required before first withdrawal.
Minimum deposit Rp 50,000, minimum withdrawal Rp 100,000. Deposits instant, withdrawals processed within 15 minutes to 2 hours. No hidden fees.
All bonuses carry wagering requirements (typically 15x-30x) before withdrawal. Game contributions vary. Bonus abuse results in forfeiture and account closure.
One account per person only. You're responsible for maintaining password confidentiality. Notify support immediately if you suspect unauthorized access.
Request temporary or permanent account closure anytime via live chat or email. Self-exclusion cannot be reversed until chosen period expires.
These terms are governed by international gaming standards and applicable Indonesian regulations. Disputes resolved through negotiation or arbitration.
Our support team is available 24/7 to clarify any provisions in these Terms & Conditions.
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